Job Description
All risks’ insurance policy covers only those losses or damages, which arise due to fire or burglary or theft. It also covers losses due to accidental or unexpected circumstances. Since all risks policy covers a wide range of risks and perils, it is difficult for the insured to prove that he has incurred the loss.
This type of policy is especially suitable for valuables like jewellery, gold and silver articles, art and painting works, cameras, clocks, and other valuables.
Scope of cover
It covers property or any part of it described while get insured and belonging to insured which will be lost or damaged by any accident or misfortune unless excluded specifically basically cover precious goods.
Exclusions
- to property dispatched by ship or aircraft;
- or deterioration occasioned by any process of cleaning, alteration repairing or restoring;
- Caused by over-winding, mechanical or electrical breakdown.
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